How to earn up to 10,000/month by just referring clients to our lender
GET INTRODUCED
Inner Workings of BDA Program
In an era of digital disruption, do real estate agents still matter? This video explores their evolving role, offering insight into how agents continue to bring value, expertise, and a personal touch to every transaction.
Unlock your referral potential
Take the first step toward unlocking your future. This short, high-impact video is designed to inspire professionals ready to grow in real estate and finance. Discover what's possible when you believe in your potential.
WHY CHOOSE US
Why choose Intelligent Mortgage?
At Intelligent Mortgage, we go beyond simply closing loans — we build long-term partnerships through smart service, strategic support, and unmatched professionalism. Here’s what sets us apart:
Fast & Reliable Closings
Get your clients approved quicker with a dedicated mortgage team that works seamlessly with you to close deals faster.
Pre-Qualified Buyers, Less Hassle
No more chasing unqualified leads — work only with buyers who are financially ready to purchase.
Earn Extra Income After Every Closing.
Earn competitive commissions for every successful mortgage referral, creating a steady stream of additional income.
Enhance Client Trust & Satisfaction
Offer a full-service solution that builds trust with clients, helping you stand out as a knowledgeable and connected agent.
Dedicated Support Team
Gain access to a personalized mortgage expert who will assist you and your clients every step of the way — no more guesswork or delays.
Grow Your Business & Network
Partner with a trusted lender to strengthen your brand, build client loyalty, and generate more referrals.
Mortgage Pre-Approval
Mortgage pre-approval is the first essential step toward homeownership. It involves a lender reviewing your financial information—such as income, assets, credit history, and employment—to determine the loan amount you’re eligible for. A pre-approval letter strengthens your position as a serious buyer, giving real estate agents and sellers confidence in your ability to secure financing. For BDAs, helping clients navigate pre-approval demonstrates professionalism and builds trust early in the process.
House Shopping
With a pre-approval letter in hand, clients can confidently begin shopping for homes within their price range. This phase involves working with real estate agents to tour properties, understand market conditions, and identify the right home that fits the client’s needs and budget. BDAs should stay engaged during this stage, offering insights and maintaining communication to keep clients focused and informed.
Loan Application
Once a client’s offer on a home is accepted, they proceed with the full loan application. This process includes submitting detailed documentation to the lender, such as bank statements, tax returns, and purchase agreements. The lender initiates underwriting, orders an appraisal, and verifies all aspects of the borrower’s financial profile. BDAs play a key role in supporting clients through this stage—ensuring paperwork is complete, deadlines are met, and all parties remain aligned.
WHAT’S THE BEST
BDA Program
Imagine turning your Buyer Clients into an additional revenue stream—without any extra effort. With Intelligent Mortgages' BDA program, you can do just that!
Earn Extra Income
This program benefits you, your clients, and your business. Ready to learn more? Let’s chat!
🚀 Earn $625 to $1,250 per closed loan
💼 No license required — you partner with our loan officers
📈 Volume bonuses and overrides if you refer other agents
⏰ Zero cold calling — just connect your clients as usual
🧑💼 Stay fully compliant with FHA, HUD, and NMLS rules
GET ADDRESS
Here Is Our Roadmap
Your Journey with Intelligent Mortgage — Simplified, Supported, Successful.
📞 Step 1: Book Your Appointment
Connect with our team to discuss your needs, whether you're a buyer or a real estate professional.
📝 Step 2: Get Pre-Approved
Homebuyers get a fast, reliable pre-approval. Agents get aligned with a dedicated Business Development Associate.
🔍 Step 3: House Hunt & Client Support
We support you behind the scenes — tracking timelines, managing documents, and communicating every step of the way.
📂 Step 4: Loan Application & Processing
We guide the file through underwriting, ensuring accuracy, compliance, and proactive communication.
✅ Step 5: Clear to Close
Everything is in place — all parties are updated and prepared for closing.
🎉 Step 6: Celebrate & Grow
Homebuyers close with confidence. Agents gain repeat clients and referrals. We review and scale together.
You’re In Right Place!
Whether you're a homebuyer ready to make a move or a real estate agent looking to scale your business,
Intelligent Mortgage
is built to support your goals. With our unique Business Development Associate (BDA) Program, you're not just getting a lender — you're getting a partner.
We help you simplify the process, save time, and close with confidence. Here's how we make it happen:
Meet the Team of Professionals
Alex Griffith
Loan Officer | Intelligent Mortgage
Cell - 918-633-1825
NMLS# 2487695
Loan Officer
Do You Have Questions? Please Go Through 'Frequently Asked Questions' First
Check out our Frequently Asked Questions — you might find the answers you need right there!
What is the BDA Program
The DBA (Business Development Associate) Program allows agents to earn commission by referring clients to Intelligent Mortgage for their home financing needs.
What are my responsibilities as a BDA Agent?
As a DBA, your role includes:
Referring clients to Intelligent Mortgage
Maintaining communication with clients and loan officers (without performing licensed loan officer duties)
Following all compliance guidelines and company policies.
How and when will I get paid?
Commission payments are made
twice per month
based on the following schedule:
Loans closed between the1st and 15thare paid on the1st of the following month
Loans closed between the16th and last day of the month are paid on the15th of the following month
What happens if my referral doesn’t close?
If a referred client does not close a loan with Intelligent Mortgage, no commission will be paid. However, you can continue referring other clients without restrictions.
How does the referral process work?
Agents refer potential homebuyers to Intelligent Mortgage. Once the referred client successfully closes a loan with us, the agent earns a commission based on the agreed-upon structure.
How much commission can I earn?
The commission structure is as follows:
First closed loan each calendar month:25 basis points (bps)of the total loan amount
Second and all subsequent closed loans in the same calendar month:50 basis points (bps)of the total loan amount
Volume overrides apply if you refer other DBAs to the program, allowing you to earn commissions on their closings as well
Can I discuss loan rates and fees with clients?
No. Only licensed loan officers are allowed to discuss rates, fees, and loan terms with clients. Your role is limited to referring clients and maintaining general communication.
Who can I contact for more information?
For additional questions or support, please contact Intelligent Mortgage at: 📍
Address:
6666 S. Sheridan Ste. 211, Tulsa, OK 74136 📧
Email: [email protected] / [email protected] / [email protected] 📞
Phone:(918) 633-1825 / (918) 402-3978
What our BDA Agents say about us!
Jean Michael
Agent
"Joining the BDA program with Intelligent Mortgage has been one of the best decisions for my career. The referral process is seamless, and my clients love the smooth mortgage experience. Plus, the extra commission has been a fantastic boost to my income!"
George Static
Agent
"Before the BDA program, I struggled to find reliable mortgage partners for my clients. Now, I have a dedicated team ensuring quick approvals, and I earn commission on every successful referral. It’s truly a win-win!"
Manuel Ravier
Agent
"This program has helped me stand out in the competitive real estate market. Not only do I get to offer my clients a smooth financing experience, but I also get rewarded for my referrals. Highly recommend to any agent looking to scale their business!"
Office: Office: 1924 Glasgow Ave, Baton Rouge, LA 70808
Call (918) 633-1825
Email:[email protected]
Site: www.im.loans
